What is Vision Insurance?
Vision insurance is commonly used to describe health and wellness plans designed to reduce your costs for routine preventive eye care for example eye exams, contact lenses, or prescription eye glasses. Some vision plans also offer discounts on elective vision correction surgery, such as LASIK and PRK.
What Does Vision Insurance Cover?
Vision insurance encompasses both traditional health/medical policies and wellness/discount plans that offer vision benefits that cover most, but usually not all, of the insured’s expenses. Coverage will vary depending on the type of vision insurance policy or vision benefits plan you choose. Group vision insurance usually is available through an employer, professional association, or through a government program such as Medicare or Medicaid. If you do not qualify for any of these options, you can purchase an individual vision care plan from a vision insurance provider. Whether your vision insurance is included as part of your health insurance benefits from your employer, or you are purchasing an individual vision care plan, it’s a good idea to familiarize yourself with the specifics of the coverage included in the plan. Costs and benefits will vary depending on your vision insurance plan.