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Choosing The Right Family Dental Plan
Family dental plans are available to single and married adults, with or without children, who have a health plan through Covered California. Although kids already get dental care through their health plan, they can also be added to a family dental plan (all children in your family must be enrolled). There must be at least one adult (age 19 or older) enrolled in a family dental plan in order for a child in the family to enroll. (Not all adults in the household are required to enroll.) If a family chooses to enroll children in a family dental plan, all children younger than 19 who live in the household must enroll.
What Is Critical Illness Insurance?
Adults can add dental coverage once they’ve selected a health plan. Single adults and families can enroll in a family dental plan. Children’s dental benefits are already included in our health plans, but you can enroll them in a family dental plan (all children would need to be enrolled in that plan)
Children's Dental Plans
Children's preventive dental benefits are automatically included in the health plans we offer. There is no monthly cost for these plans. Depending on your health plan, you'll have access to different networks of dentists. All preventative and diagnostic services are offered at no cost, while you'll pay part of the cost for other services.
Frequently Asked Questions
- Why isn’t dental insurance for adults included in my health plan? Dental coverage for adults is not considered an essential health benefit, so dental coverage for adults is offered separately from health insurance plans. No financial assistance is available to purchase these dental plans.
- Buying Additional Dental Coverage for Children While all health plans through Covered California include children's dental insurance at no extra cost, you can buy additional dental insurance for your kids in the form of a family dental plan. One reason to enroll children in a family dental plan is that your dental service provider may not be in the same network as the dental coverage included with the child’s health plan. When children are insured by both a health plan and a family dental plan, the two plans will "coordinate benefits."
- Requirements for Getting a Family Dental Plan Family dental plans are available through our market place. If a family chooses to enroll children in a family dental plan, all children younger than 19 who live in the household should enroll.